Article Source: President Trump
Fact Sheet: President Donald J. Trump Calls on Congress to Enact The Great Healthcare Plan
The White House
January 15, 2026
CALLING ON CONGRESS TO LOWER HEALTHCARE COSTS: Today, President Donald J. Trump called on Congress to enact the Great Healthcare Plan,
a comprehensive plan to lower drug prices, lower insurance premiums,
hold big insurance companies accountable, and maximize price
transparency.
LOWERING DRUG PRICES: The Great Healthcare Plan lowers prescription
drug prices for all Americans by building on President Trump’s historic
actions to reduce costs for American patients.
The Great Healthcare Plan calls for codifying the Trump
Administration’s Most-Favored-Nation deals to get Americans the same
low prices for prescription drugs that people in other countries pay.
This would build off President Trump’s landmark actions that made
insulin more affordable in his first term and the successful voluntary
negotiations following his recent Executive Order to lower drug prices.
Voluntarily negotiated deals with HHS/CMS will be grandfathered
in.
The Great Healthcare Plan makes more verified safe pharmaceutical drugs
available for over-the-counter purchase. This will lower healthcare
costs and increase consumer choice by strengthening price transparency,
increasing competition, and reducing the need for costly and
time-consuming doctor’s visits.
LOWERING INSURANCE PREMIUMS: The Great Healthcare Plan would execute
the President’s vision to send money directly to the American people,
lower health insurance premiums, and cut kickbacks that raise insurance
premiums.
The Great Healthcare Plan stops sending big insurance companies
billions in extra taxpayer-funded subsidy payments and instead send
that money directly to eligible Americans to allow them to buy the
health insurance of their choice.
The Great Healthcare Plan funds a cost-sharing reduction program for
healthcare plans which would save taxpayers at least $36 billion and
reduce the most common Obamacare plan premiums by over 10% according to
the Congressional Budget Office.
The Great Healthcare Plan will end the kickbacks paid by pharmacy
benefit managers (PBMs) to the large brokerage middlemen that
deceptively raise the cost of health insurance.
HOLDING BIG INSURANCE COMPANIES ACCOUNTABLE: The Great Healthcare Plan
ends the days of insurance companies using complexity to make it
difficult for Americans to hold them to account by creating the “Plain
English” insurance standard and requiring insurance companies to
prominently post the profits they take out of premiums as well as
information on the frequency with which they deny care.
The Great Healthcare Plan creates the “Plain English” insurance
standard by requiring health insurance companies to publish rate and
coverage comparisons upfront on their websites in plain English—not
industry jargon—so consumers can make better insurance purchasing
decisions.
The Great Healthcare Plan will require health insurance companies to
publish the percentage of their revenues that are paid out to claims
versus overhead costs and profits on their websites.
The Great Healthcare Plan will require health insurance companies to
publish the percentage of insurance claims they reject and average wait
times for routine care on their websites.
MAXIMIZING PRICE TRANSPARENCY: The Great Healthcare Plan requires any
healthcare provider or insurer who accepts Medicare or Medicaid to
prominently post their pricing and fees in their place of business and
ensure insurance companies are complying with price transparency
requirements.
In President Trump’s first term, he issued historic regulations
requiring hospitals and insurance companies to post prices in various
forms.
The Biden Administration failed to enforce these requirements and took no actions to help patients access actual prices.
The Great Healthcare Plan requires all healthcare providers and
insurers to answer to their patients up front on the prices they will
be charged—restoring accountability, transparency, and rightly giving
power back to patients.
DELIVERING ON PROMISES TO LOWER THE COST OF HEALTHCARE: President Trump
promised to lower healthcare costs for ALL Americans and The Great
Healthcare Plan will build off of critical actions already taken in his
second term to help Americans afford high-quality healthcare.
On May 12, 2025, President Trump signed an Executive Order titled
“Delivering Most-Favored-Nation Prescription Drug Pricing to American
Patients” directing the Administration to take numerous actions to
bring American drug prices in line with those paid by similar nations.
Since that time, the Administration has secured 16 deals with major
pharmaceutical manufacturers to bring prices in line with those paid in
other developed nations, providing substantial price relief on numerous
products taken by millions of Americans.
Shortly after returning to office, President Trump signed an Executive
Order titled “Making America Healthy Again by Empowering Patients with
Clear, Accurate, and Actionable Healthcare Pricing Information,”
directing the Administration to, after years of neglect by the Biden
Administration, promote universal access to clear and accurate
healthcare prices. Since that time, the Centers for Medicare and
Medicaid Services has ramped up enforcement against hospitals out of
compliance with price transparency rules, finalized improvements to
hospital price transparency rules, and proposed significant
improvements to price transparency rules for insurance companies.
In his historic Working Families Tax Cuts law, President Trump expanded
access to health savings accounts for up to ten million people on
Obamacare, took the most significant actions to reduce healthcare fraud
and abuse in history, and made the largest investment in rural
healthcare ever.